Risk / Compliance Business Partner

About the role

UT Bank Ghana is looking for a Risk / Compliance Business Partner based in Accra. The role acts as a business partner to business units, helping with efficient risk capital allocation during budgeting, balancing the balance sheet and managing credit risk at SBU level. It is a critical role supporting management with the right challenges so that enterprise risk management, risk controls and governance are embedded in business strategy.

Key responsibilities

• Partner with business units on enterprise risk management: identification, assessment, monitoring, control and mitigation of risks.
• Work with Finance Business Partners so that the risk message reaches Heads of Business Units, including a quarterly review of key enterprise risks.
• Keep stakeholders informed about key risks and raise the profile of risk management across business units.
• Own the bank's Credit Policy Manual and help shape the control environment across the credit risk lifecycle.
• Develop and maintain a database of credit performance by sector, industry and peer group, and support credit due diligence, structuring and defense.
• Drive governance reporting, escalate concerns, risks and policy breaches, and guide mitigation of unplanned risk events such as incidents or audit issues.
• Ensure legal, regulatory and bank-wide standards are met, and that credit risk and fraud strategies are defined, delivered and monitored.

Required profile

• Good first degree in a business-related field.
• 5 years of experience in the banking environment in a similar role, with proven credit analysis, research and report-writing skills.
• Experience in risk management, ideally across more than one part of the risk process (audit, group centre, regulation, risk control, business side).
• Working knowledge of the bank's products, services and asset classes, and resolved credit management skills.
• Understanding of operational or credit risk management in retail, business and corporate banking.

Required skills

• Credit risk management (policy setting and implementation) and operational risk and control techniques.
• Ability to write concise, practical credit reports and familiarity with audit management methods.
• Advanced computer skills in Excel, Word, Access and PowerPoint.

To apply, send your CV to the bank's jobs email address. The closing date was 31 December 2013.