Credit Officer

About the role

The Credit Officer safeguards the organisation's financial health by assessing and managing credit risk across customer and supplier relationships. It suits a recent graduate or early-career professional with 0-2 years of experience, offering hands-on work in credit evaluation, risk monitoring and financial reporting. The role reports to the Accounts Officer.

Key responsibilities

• Review and evaluate credit applications for new and existing clients, giving well-reasoned recommendations based on risk assessment.
• Monitor credit exposure and payment patterns to identify and escalate potential risks early.
• Assist in developing and refining credit policies in line with business goals and regulatory standards.
• Work with sales, operations and finance teams to balance customer service with effective risk control.
• Track overdue accounts and coordinate follow-up actions to support timely resolution and collections.
• Prepare and deliver monthly credit reports with key metrics, trends and actionable insights.
• Maintain accurate, up-to-date records of all credit-related activities and documentation.

Required profile

• Recent graduate or early-career professional with 0-2 years of experience.
• Ability to assess credit risk and monitor repayment behaviour.